Author Archives: AJITH ABRAHAM, CAMS

Comprehensive guide to UAE Federal Decree-Law No. 10 of 2025 on Anti-Money Laundering, Counter-Terrorism Financing, and Counter-Proliferation Financing. Learn key obligations, penalties, and practical compliance tips for financial institutions, DNFBPs, VASPs, and businesses.

UAE DNFBPs: Master ML/TF Risk Assessment & EWRA (Cabinet Dec. 10/2019). Follow the ProAct 4-Layer framework to ensure 100% MOE AML compliance.

When your business faces an AML/CFT penalty or regulatory sanction in the UAE—whether in Dubai, Abu Dhabi, DMCC, IFZA or JAFZA—the stakes are high. A misstep in the grievance or appeal process can cost you hefty fines, reputational damage, or license restriction. Knowledge about AML Grievance Submission is crucial at this stage. Who Needs AML Grievance Submission Support? What Is an

Learn how UAE DNFBPs can apply a proportional AML Risk-Based Approach—efficient steps, real case example, FAQs.

Unlock robust AML/CFT compliance for your UAE DNFBP. ProAct offers tailored risk assessment for Real Estate, TCSPs, DPMS, Auditors & Lawyers. Secure your business.

Unpacking the Essentials of AML Audits in the UAE: What Every Business Needs to Know In the dynamic business landscape of the United Arab Emirates, robust Anti-Money Laundering (AML) compliance is not just a regulatory obligation; it’s a cornerstone of sustainable operations. For businesses navigating the intricate financial ecosystem of the UAE, an impending AML audit can seem daunting. What does

The UAE’s reputation as a global financial hub comes with increased responsibility to combat money laundering and terrorist financing. Anti-Money Laundering (AML) compliance is not optional—it’s a legal requirement including AML Reporting obligations. But it’s more than just ticking regulatory boxes. Globally, money laundering fuels organized crime, terrorism, and corruption. The UAE’s firm AML stance enhances international confidence, encourages responsible investment,

In a region striving to uphold its status as a global financial hub, the United Arab Emirates (UAE) enforces strict Anti-Money Laundering (AML) and Counter-Terrorist Financing (CFT) regulations. These are not merely guidelines — non-compliance leads to severe administrative and criminal penalties under Federal Law and enforcement by the Ministry of Economy (MoE) and the Federal Tax Authority (FTA). Knowing UAE

In the UAE’s increasingly regulated financial environment, Designated Non-Financial Businesses and Professions (DNFBPs) are under heightened scrutiny from bodies such as the Financial Action Task Force (FATF), Ministry of Economy (MOE), and Federal Tax Authority (FTA). This article describes about DNFBP AML registration. Whether you’re a real estate broker, jewelry dealer, audit firm, or corporate service provider, understanding and complying with

The United Arab Emirates (UAE) is a global business magnet. To ensure the country’s continued credibility, UAE authorities have strengthened their Anti-Money Laundering (AML) frameworks aligned with FATF standards. AML compliance is now mandatory across many sectors — not just banks, but also real estate, gold dealers, legal professionals, and even crypto exchanges. Failing to comply can expose your business to